Insurer found not to have duty to defend based on CGL policy exclusions in an action where insureds allegedly supplied defective grape vines

12. December 2017 0
Insurer found not to have a duty to defend the insureds in an action in which it was alleged they supplied defective grape vines based on three exclusions in a “Business Choice” commercial general liability policy Insurance law – Commercial general liability insurance – Duty to defend – Exclusions – Damages Mori-Vines Inc. v. Northbridge ...

No coverage for additional insured where claim against additional insured did not arise solely out of the operations of the primary insured

12. December 2017 0
Insurance law – Liability insurance – Duty to defend – Additional named insured – Practice – Underlying action Brookfield Johnson Controls Canada LP (c.o.b. Brookfield Global Integrated Solutions) v. Continental Casualty Co., [2017] O.J. No. 5173, 2017 ONSC 5978, Ontario Superior Court of Justice, October 5, 2017, J.E. Ferguson J. The insured sought a declaration ...

ONCA declines to rule on merits of an appeal in light of apparent conflict of interest between insured’s counsel and insured

12. December 2017 0
Ontario Court of Appeal declines to rule on merits of an appeal in light of an apparent conflict of interest between the insured’s counsel and the insured, given the insured’s counsel had brought an appeal of a decision finding there was no coverage under two additional policies of insurance which, if upheld, would likely result ...

Ontario court finds hospital employee was acting under the direction of the Hospital for purposes of determining whether insurer owes duty to defend

12. December 2017 0
The insurer had a duty to defend a hospital employee who was sued for invasion of privacy allegedly arising out of the insured’s unauthorized access to medical records of a patient outside the insured’s circle of care. Insurance law – Liability insurance – Named insured – Duty to defend – Interpretation of policy Oliveira v. ...

BCCA upholds finding that homeowner’s policy excludes coverage for claims arising from bodily injury to any person residing in insured’s household

12. December 2017 0
A homeowner’s policy was found to exclude coverage for liability arising from a third party notice issued against an insured where the underlying action was for personal injuries brought by the insured’s son who resided with the insured. Insurance law – Homeowner’s insurance – Exclusions – Actions – Interpretation of policy – Practice – Appeals ...

BCCA finds claim alleging surcharges levied on foreign currency constituted deceptive practice and breached member agreements did not fall within coverage as the credit union’s policy excluded coverage for service charges

12. December 2017 0
Insurance law – Liability insurance – Exclusions – Interpretation of policy – Appeals – Standard of review – Class actions Coast Capital Savings Credit Union v. Liberty International Underwriters, [2017] B.C.J. No. 2074, 2017 BCCA 362, British Columbia Court of Appeal, October 20, 2017, D.F. Tysoe, H. Groberman and G. Dickson JJ.A. A class action ...

An arbitration agreement was enforceable even though an insurer failed to sign it where there was a clear intention of the parties to enter into an agreement

15. November 2017 0
Insurance law – Automobile insurance – Priority coverage – Arbitration – Practice – Leave to appeal Travelers Insurance Co. v. CAA Insurance Co., [2017] O.J. No. 4929, 2017 ONSC 5659, Ontario Superior Court of Justice, September 22, 2017, L.G. Favreau J. Travelers applied to appeal an arbitrator’s decision that it was the priority insurer in ...

In considering a claim for coverage, allegedly negligent acts will not be considered the same as allegedly intentional acts for the purpose of the derivative claim analysis if it is possible that the acts were not committed with the same intention or state of mind as other causes of action in the pleading

15. November 2017 0
Insurance law – Homeowner’s insurance – Bodily injury – Exclusions – Duty to defend – Derivative claims – Actions – Intentional torts – Practice – Pleadings Co-operators General Insurance Co. v. Kane, [2017] B.C.J. No. 1920, 2017 BCSC 1720, British Columbia Supreme Court, September 27, 2017, S.C. Fitzpatrick J. The insured sought defence and indemnity ...

Application judge’s reasons are inadequate and do not permit meaningful appellate review in duty to defend coverage issue

15. November 2017 0
In determing whether the duty to defend has been triggered, the chambers judge must provide adequate reasons that permit meaningful appellate review. Insurance law – Commercial general liability insurance – Additional named insured – Duty to defend – Interpretation of policy – Practice – Leave to appeal – Actions – Vicarious liability National Gallery of ...