An infection contracted during unprotected sex is an unlooked for mishap

05. June 2008 0
The respondent Gibbens became infected with Type II Herpes Simplex Virus HSV-2 which caused transverse myelitis, an inflammation of the spinal cord resulting in paralysis from the waist down. He contracted the disease within weeks of infection resulting from unprotected sex.  The infection was an unlooked for mishap and Mr. Gibbens was entitled to coverage. Gibbens ...

Unlooked for mishaps are covered by a CGL policy

01. June 2008 0
The appellant insurance company was unsuccessful in its action against condominium owners whom they must indemnify for damages caused to the foundation of their building by the negligence of the insured general contractor. York Region Condominium Corp. No. 722 v. Lombard Canada Ltd., April 14, 2008, Ontario Court of Appeal

To continue to obtain disbility benefits after one year, an insured must be totally disabled

The Insured sought continued disability benefits under a policy of insurance obtained through her employer. The Insured’s claim was dismissed on the basis that she failed to prove that she continued to suffer from “total disability” as the term was defined in the employer’s long-term disability plan. Penner v. Manitoba, March 13, 2008, Manitoba Court of Queen’s ...

Adjusters may be cross examined on affidavits

The plaintiff brought a motion to compel counsel for the insurer to re-attend for further cross examination on an Affidavit she swore in support of an Order compelling the plaintiff to attend three defence medical examinations. The Court so ordered. Trecartin v. Pilot Insurance Co., March 17, 2008, Ontario Superior Court of Justice