An insurance company has an obligation to ensure that a policyholder has been notified of any failure to renew a homeowner’s insurance policy. If the insurance company fails to notify its former insured that the policy has lapsed, the insurance company is responsible to compensate its former insured for the loss that would have been insured under the policy.
30. June 2004 0
Banadera v. Co-Operators General Insurance,  A.J. No. 767, Alberta Provincial Court