An out-of-province insurer may not be entitled to conduct money to compensate a representative for attending at an Examination for Discovery

08. January 2010 0
The insured Plaintiff brought a motion that he not be required to pay attendance money in order to conduct an oral examination for discovery of a knowledgeable person produced by the Defendant. The Defendant insurance company argued unsuccessfully that it did not reside in Manitoba and its designated knowledgeable person was in Vancouver. MacAngus v. Royal ...

Whether an insured was prejudiced by an insured’s failure to comply with a proof of loss procedure may not be suitable for summary judgment

29. December 2009 0
An application by the insurer seeking summary judgment on the grounds that there was no genuine issue for trial was dismissed. Although the insured was not in technical compliance with the proof of loss procedure, the issue of whether the insurer was prejudiced by the insureds actions remained. There were triable issues raised by the facts ...

When a potential claim could have been brought is generally a matter of fact for purposes of determining limitation periods

09. November 2009 0
Axa Insurance Company (‘Axa’) sought a summary judgment to dismiss an action using a limitation period defence filed against it by its insured under unidentified vehicle coverage policy following a 68 vehicle pile-up. The motion for summary judgment was dismissed. Mawji v. Axa Insurance Co., [2009] O.J. No. 3621, September 2, 2009, Ontario Superior Court of ...

If an insurer neglects to account for future payment of benefits in a settlement, the insurer could continue to be responsible for payment of those benefits

05. November 2009 0
The plaintiff argued successfully that s. 267.8(9) of the Insurance Act, R.S.O 1990, c.I.8, (‘the Act’) did not apply to future collateral benefits received after a settlement agreement rather than after a trial of the action. Stokes v. Desjardins Groupe D’Assurances Generales, [2009] O.J. No. 3608, July 17, 2009, Ontario Superior Court of Justice, R.J. ...

To obtain insurance benefits for defective workmanship, a homeowner may have to sue the builder as opposed to claiming under their policy of insurance

30. October 2009 0
Two separate actions were heard together in this case. The Builder (“Aspen”) sued for the balance due on a construction contract and the homeowner counterclaimed for defective workmanship and materials. Kingsway General Insurance Company, the homeowner warranty provider (“the Insurer”), sought indemnification from the builder for any sums it was ordered to pay the homeowner under the ...