An insurer may not be responsible for defending claims that fall within the scope of coverage, and not allegations that fall outside the scope of the contract

30. August 2009 0
A resort operator that contracted services for snow removal brought an application for declaration that its Insurer is obliged to defend the entire action brought by the Plaintiff relating to the failure to remove snow, and the resort’s negligence in the management and operation of the resort. The insurer refused to provide a separate or additional ...

An insurance contract may be changed to accord with the agreement reached by the parties at the time that the contract was created

26. August 2009 0
The Defendant Temple Insurance Company sought a rectification of the insurance contract it entered into with Concord Pacific regarding a mixed residential and commercial building complex. Temple was successful in that application. Concord Pacific Group Inc. v. Temple Insurance Co., [2009] B.C.J. No. 1141, June 9, 2009, British Columbia Supreme Court, V. Gray J.

A missed limitation period may not be fatal to a claim against an insurer

24. August 2009 0
The Saskatchewan Court of Appeal overturned the chambers judge’s decision that although proposed amendments to the statement of claim were outside the limitation period, they should nonetheless be allowed pursuant to section 20 of Saskatchewan’s Limitation Act which provides an exception to the normal limitation periods. Cameco Corp. v. Insurance Co. of the State of Pennsylvania, ...

In order to deduct future insurance benefits from a tort award, the defendant must lead evidence proving the future benefits

14. August 2009 0
In deducting no-fault accident benefits from a tort award in a motor vehicle case, a trial judge must estimate the future value of the benefits based on evidence, and not on representations by trial counsel. McCreight v. Currie, [2008] B.C.J. No. 740, April 3, 2008, British Columbia Court of Appeal, C.M. Huddart, P.D. Lowry and ...

On a summary trial, a judge should not decide issues of fact based on evidence capable of supporting more than one inference

24. July 2009 0
Appeal by Fidelity Insurer from summary judgment in favor of the Insured was allowed. The motion judge should not have decided issues of fact based on evidence that was capable of supporting more than one inference. Genuine issues remained for trial. However, since the interpretation of the bond was a contentious issue and the trial ...