An appellant’s covenant to insure signified it had assumed all risk of damage except for damages up to the limit the defendant accepted responsibility for in the contract. As the covenant to insure required all-risk insurance insuring against loss or damage arising from any person, whether or not a party to the contract, the contractual parties intended to extend the benefit of the insurance covenant to all persons involved in the very activities contemplated by the agreement.

17. March 2015 0
Insurance law – All-risk insurance – Property insurance – Covenant to insure – Bailment – Interpretation of policy – Exclusions – Subrogation Sanofi Pasteur Ltd. v. UPS SCS Inc., [2015] O.J. No. 577, 2015 ONCA 88, Ontario Court of Appeal, February 9, 2015, A. Hoy A.C.J.O., J.M. Simmons and M.H. Tulloch JJ.A. The respondent and ...

An insurance claim associated with a tort claim with which a province has no jurisdiction simpliciter does not establish a real and substantial connection between the matter, the parties, and the province

17. March 2015 0
Insurance law – Conflict of laws – Choice of law – Automobile insurance – Unidentified motorist – Uninsured motorist – Jurisdiction – Location of contract Forsythe v. Westfall, [2015] O.J. No. 509, 2015 ONSC 758, Ontario Superior Court of Justice, February 2, 2015, P.M. Perell J. The plaintiff was injured while riding as a passenger ...

It is an “Urban Myth” that sugar added to a fuel tank will irreparably damage an engine

07. March 2015 0
Insurance law – Actions – Res judicata – Policies and insurance contracts – Interpretation of policy – Coverage – Subrogation – Restitution Haromszeki v. McCulloch, [2013] O.J. No. 6437, Ontario Superior Court of Justice Small Claims Court, October 23, 2013, G. Barycky Deputy J. The insurer brought a subrogated claim against a defendant who had damaged ...

A Crash Involving Aircraft Unfit for Flight Was an Accident

03. October 2014 0
After thoroughly reviewing the law on the defintion of “accident”, the court concluded the insured’s foolish attempt to take-off with only one functioning engine in a two-engine aircraft, resulting in a crash, was still an accident. Van Berlo v. Aim Underwriting Ltd., [2014] O.J. No. 3885, August 19, 2014, Ontario Superior Court of Justice, V. ...

Coverage for Attached Equipment Not in Operation Excluded

03. October 2014 0
A clause excluding coverage for damage arising out of the operation of attached equipment did not apply where the equipment was in use but not being directly controlled at the time of the accident. Dadey v. Insurance Corp. of British Columbia, [2014] B.C.J. No. 2118, August 15, 2014, British Columbia Supreme Court, R.W. Jenkins J.