Evidence of the intention of the parties outside of the insurance contract may be used to establish the terms of the contract

Appeal of declaration of entitlement to long-term disability benefits to age 65 allowed, the Court finding that the insured was only entitled to long-term disability benefits for two years. McGarry v. Co-operators Life Insurance Co., [2011] B.C.J. No. 773, April 28, 2011, British Columbia Court of Appeal, K.C. Mackenzie, P.D. Lowry and C.E. Hinkson JJ.A.

In Ontario if the limitation period for initiating an arbitration to resolve a coverage issue has expired, a civil action may be commenced to resolve the issue

The Defendant Insurer appealed from a decision that it, rather than the Plaintiff Motor Vehicle Accident Claims Fund, was responsible for paying accident benefits.  The Insurer argued that the Fund was obligated to proceed by way of arbitration.  The Court of Appeal dismissed the appeal. Ontario (Minister of Finance) v. Progressive Casualty Insurance Co. of ...