A person injured by a falling tree while driving may be barred from bringing an action under a no fault automobile regime

An action against City was barred by Quebec’s Automobile Insurance Act in circumstances where a tree maintained by the City fell on the insured’s vehicle while he was driving. Westmount (City) v. Rossy, [2012] S.C.J. No. 30, June 22, 2012, Supreme Court of Canada, McLachlin C.J. and LeBel, Deschamps, Fish, Abella, Cromwell and Karakatsanis JJ.

Disabilty benefits are generally deductible from motor vehicle damage awards in Ontario. Care should be taken to instruct the jury to do so.

22. April 2012 0
Private long-term disability benefits are deductible from an award for past wage loss made by jury to plaintiff in respect of injuries sustained in a motor-vehicle accident, but only if the jury is instructed to deduct them. Brown v. Campbell, [2011] O.J. No. 5991, December 5, 2011, Ontario Superior Court of Justice, M.J. Nolan J.

An expired medical certificate may preclude entitlement to life insurance proceeds for a pilot killed in a plane crash

21. March 2012 0
Decision by insurer to deny payment on a life insurance policy following the death of the insured in a plane crash based on an exclusion clause requiring the insured to have the “required licence” to fly upheld because the insured’s medical certificate had expired one year before the accident. Gudzinski Estate v. Allianz Global Risks ...

An insurer was required to defend a defamation action commenced against her insured, despite the fact that the action pled intentional conduct by the insureds

02. January 2012 0
Insured successfully obtained a declaration that the insurer was obligated to pay for its defence costs with respect to a defamation claim, and that it should have control of its own defence. British Columbia Medical Association v. Aviva Insurance Co. of Canada, [2011] B.C.J. No. 1948, October 19, 2011, British Columbia Supreme Court, C.J. Ross J.