A liabilty insurer may not be entitled to be a party to an action commenced against an insured because the insurer’s participation could affect the insured’s entitlement to coverage under the policy

25. August 2011 0
Insurer’s application to be added as a party in an action by former employees against former directors and officers of its insured company was dismissed. Pope & Talbot Ltd. (Re), [2011] B.C.J. No. 793, April 28, 2011, British Columbia Supreme Court (In Bankruptcy and Insolvency), P.W. Walker J.

Testimony of an insured’s girlfriend is sufficient to entitle a driver to coverage for damage from an unidentified driver in Ontario.

17. August 2011 0
Evidence of insured’s girlfriend sufficient to corroborate insured’s evidence of the involvement of an unidentified driver in a motor vehicle accident such that he was entitled to coverage under the Family Protection Endorsement OPCF 44R. Pepe v. State Farm Mutual Automobile Insurance Co., [2011] O.J. No. 2011, May 3, 2011, Ontario Court of Appeal, D.H. ...

Evidence of the intention of the parties outside of the insurance contract may be used to establish the terms of the contract

Appeal of declaration of entitlement to long-term disability benefits to age 65 allowed, the Court finding that the insured was only entitled to long-term disability benefits for two years. McGarry v. Co-operators Life Insurance Co., [2011] B.C.J. No. 773, April 28, 2011, British Columbia Court of Appeal, K.C. Mackenzie, P.D. Lowry and C.E. Hinkson JJ.A.

In Ontario if the limitation period for initiating an arbitration to resolve a coverage issue has expired, a civil action may be commenced to resolve the issue

The Defendant Insurer appealed from a decision that it, rather than the Plaintiff Motor Vehicle Accident Claims Fund, was responsible for paying accident benefits.  The Insurer argued that the Fund was obligated to proceed by way of arbitration.  The Court of Appeal dismissed the appeal. Ontario (Minister of Finance) v. Progressive Casualty Insurance Co. of ...