Insurer Entitled to Decline to Defend the Insured Lawyer

05. March 2014 0
Errors & Omissions Insurer entitled to decline a defence to its insured, a lawyer, on the basis of a notwithstanding clause which allowed it to decline to defend an insured on the basis of a reasonable investigation rather than on the basis of the pleadings. Juroviesky and Ricci LLP v. Lawyers Professional Indemnity Co., [2014] ...

Insureds who Chose to Move After House Fire not Entitled to Replacement Cost on Buildings

05. March 2014 0
In Willoughby v. Pilot Insurance Co., the insurer provided home insurance on the insureds’ home, which was destroyed by fire. The insurance policy included a Guaranteed Replacement Cost on Buildings (“GRC”) endorsement. After the fire, the insureds decided not to rebuild or repair the fire-damaged home. Instead, they purchased a home in another location and moved there. In ...