Damage to Windows During Cleaning Amounted to Making Good Faulty Workmanship

Damage caused to windows by cleaning company during construction of building was not covered by all-risk policy containing exclusion for cost of making good faulty workmanship. Insurance law – All-risk insurance – Property insurance – Policies and insurance contracts – Coverage – Interpretation of policy – Exclusions – Defective workmanship – Resulting damage Ledcor Construction ...

Action On Critical Illness Insurance Dismissed As Signs of Cancer Appeared Within 90 Days of Policy

21. October 2014 0
Insured’s action against insurer on a policy of critical illness insurance was dismissed on the basis that the insured’s cancer showed signs of developing within 90 days of the effective date of the policy thereby triggering a 90-day exclusion clause. MacQuarrie v. National Bank Life Insurance Co., [2014] O.J. No. 4130, February 27, 2014, Ontario ...

Award of Punitive Damages Against Insurer Upheld

21. October 2014 0
Award of punitive damages upheld but award of mental distress damages was reduced on appeal from judgment against insurer for failure to pay disability benefits. Fernandes v. Penncorp Life Insurance Co., [2014] O.J. No. 4039, September 2, 2014, Ontario Court of Appeal, R.B. Juriansz, S.E. Pepall and K.M. van Rensburg JJ.A.